Losing your ability to work due to a disability can be a highly stressful situation. You may be wondering how you will pay for medical bills, how you will cover your expenses and provide for your family, and if and when you will be able to return to work. Perhaps you've already applied for disability benefits provided through your employer, but your benefit claim was denied. What do you do now?
A skilled ERISA disability insurance lawyer can help you navigate the complex system to secure the benefits you need. Contact the law office of Terence J. Kann in Gainesville, Florida, for a free initial consultation.
Gainesville ERISA Disability Claim Attorney
Most group disability insurance plans provided by employers fall under the jurisdiction of the Employee Retirement Income Security Act of 1974 (ERISA). This federal law was enacted to ensure that pension plans were handled responsibly and was later applied to both long-term and short-term disability claims as well.
However, ERISA is slanted in favor of insurance companies. The law permits the plan administrator to determine whether or not a claimant is considered disabled. Too often, benefits are denied because of one doctor's opinion, or because medical files lacked sufficient information, or because of a perceived "loophole" in the insurance policy.
In order to obtain benefits, claimants must go through a six-month-long appeals process before they can file a lawsuit. Then, they must prove beyond a reasonable doubt that the insurance company treated them unfairly. With all these factors working against you, you need an experienced claims attorney on your side.
North Florida Disability Claims Attorney
For more than 30 years, I have fought to protect the rights of my clients and worked hard to achieve the compensation they are entitled to. I am board certified in civil litigation by the Florida Bar and have successfully litigated a significant number of ERISA and disability cases. I have helped many clients with long-term disability claims secure their rightful benefits from insurance companies.
To find out how I can help you get the insurance benefits you deserve, call my Gainesville, Florida, law office at 352-505-4790 or contact me through the intake form on the contact page of this website.